Commercial Debt Recovery Solicitors

When customers, suppliers, or contractors fail to pay on time, it can seriously disrupt your business cash flow. Chasing payments can be time-consuming and frustrating — especially when your focus should be on running your business.

At Latimer Solicitors, our commercial debt recovery solicitors help businesses across England and Wales recover unpaid debts quickly, professionally, and cost-effectively. We act promptly to recover what you’re owed while maintaining professionalism and protecting your business relationships wherever possible.

Why Commercial Debt Recovery Matters

Late or unpaid invoices can harm your business’s finances and reputation. Taking prompt legal action not only helps recover what’s due but also sends a clear message that your business takes payment obligations seriously.

You may need legal help if:

• Clients or suppliers have failed to pay invoices on time.
  
  
• Payment terms in a contract have been breached or ignored.
  
  
• A customer or business partner is avoiding payment.
  
  
• You need help enforcing a court judgment.
  
  
• You want a fixed-fee recovery service for undisputed debts.
  
  

Even straightforward debts can become complex if the debtor disputes liability or becomes insolvent. Our team ensures you take the right approach from the start.

How Latimer Solicitors Can Help

We provide tailored debt recovery solutions for businesses of all sizes — from sole traders to large corporations. Our solicitors combine efficiency with tact, helping you recover what you’re owed without unnecessary confrontation.

We can assist with:

Pre-Legal Action and Demand Letters

A clear, professional letter before action (LBA) often leads to swift payment. We ensure your demand complies with the law and sets out the debt and consequences of non-payment clearly.

Court Proceedings

If payment is still withheld, we can issue county court proceedings to obtain a judgment (CCJ) against the debtor. This formal order can then be enforced through various means if unpaid.

Enforcement of Judgments

Once a judgment is secured, we take steps to recover the debt through:

• County Court Bailiffs or High Court Enforcement Officers (HCEOs).
  
  
• Charging orders on property.
  
  
• Third-party debt orders (freezing funds owed to the debtor).
  
  
• Attachment of earnings (for individuals).
  
  

Negotiation and Settlement

Where appropriate, we seek to resolve matters by agreement, instalment plans, or settlement discussions that preserve your commercial relationships while achieving prompt payment.

Insolvency Action

For larger or long-overdue debts, we can issue a statutory demand and commence winding-up proceedings against companies that fail to pay. This often results in fast payment or settlement.

Our Process / What to Expect

We make business debt recovery simple and transparent.

1. Initial Review: We assess the debt, documentation, and debtor’s position.
   
   
2. Letter Before Action: A formal notice is issued demanding payment within a set timeframe.
   
   
3. Legal Proceedings: If payment is not made, we issue court proceedings on your behalf.
   
   
4. Judgment: Once obtained, we act to enforce payment through appropriate legal channels.
   
   
5. Resolution: We recover funds, agree settlement terms, or take enforcement action as required.
   
   

You’ll receive clear updates and transparent cost information at every stage.

Why Choose Latimer Solicitors?

• Decades of experience in commercial debt recovery and enforcement
  
  
• Nationwide coverage across England and Wales
  
  
• Fixed-fee options for undisputed claims
  
  
• Professional, business-minded approach to maintaining relationships
  
  
• Regulated by the Solicitors Regulation Authority (SRA)
  
  
• Proven results in recovering debts efficiently and fairly
  
  

We help your business recover what it’s owed without unnecessary delay or cost.

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